Robin-personal loan app for Android

Free-to-use loan app in Ghana

Robin-personal loan app is a free financial app from Veedeep Financial Services Pvt Ltd. This online loan app operates in Ghana and is designed to grant users quick access to emergency funds that reach up to 200,000 Ghanaian cedi. Also, unlike other similar apps, it focuses on providing users with fast and convenient registration and quick disbursement of funds.

There are restrictions on who can avail of the services offered by Robin-personal loan app. In terms of layout, it works a lot like other loan apps such as BGLoan-Legal Cash Loan in Nigeria or WowPera in the Philippines.

Gain access to emergency funds

Robin-personal loan app is designed only for Ghanaian users. As such, its registration requirements are geared toward this. To be eligible for online loan services, users must be between 19 to 55 years old with a regular source of income. For identification, the only accepted IDs are those that verify the user’s identity and citizenship. Still, its registration process only takes a couple of minutes to complete.

Once in, users can enjoy flexible loan amounts reaching up to 200,000 GH₵. Every individual application is reviewed and verified by the platform. The approval process ranges from a couple of minutes to about 24 hours. For the payment terms, the shortest period available is at 91 days and can reach up to an entire year, with the interest rates adjusted accordingly.

Like most online loan apps, it rewards good payers with increased credit limits the next time they apply for a loan. On the other hand, late payments would be met with unrelenting calls and messages. Basically, they will exhaust all options to remind you and your emergency contacts to settle your bills. Other than this stressful experience, the app works smoothly and on-time clients shouldn’t have any problems.

A standard-fare loan app for Ghanaians

In terms of layout and practices, Robin-personal loan app works like any other online loan app. While it admittedly has a more straightforward and more convenient registration process, it only works in Ghana for eligible users. Flexible loan amounts and payment terms make it a good and reliable source of emergency funds for good payers. However, be late then expect a lot of calls and messages. Use with caution.